AUTO INSURANCE

It’s easy to forget the importance and complexity of solid auto insurance coverage.  There are many major carriers that make it simple and easy – which it can be!  But there are also a lot of factors that may go into a bundled auto insurance coverage:

  • Number of Vehicles
  • Number of Drivers
  • Types of Vehicles (including watercraft, motorcycles, and all terrain vehicles)
  • Driving Record
  • Location of Vehicle Storage

To properly protect yourself from the always present danger of huge awards for auto liability, it is imperative that you maintain the proper level of coverage for your particular situation.

If you have any doubts about the appropriate level of automobile coverage that’s right for you, we have excellent plans available through reputable auto insurers, and we will be happy to help pinpoint the coverages best suited to your needs.

Compulsory Auto Policy Coverage

Bodily Injury to Others
Personal Injury Protection
Bodily Injury Caused by Uninsured Auto
Damage to Someone Else’s Property

Optional Coverages

Optional Bodily Injury to Others
Medical Payments
Collision
Comprehensive
Substitute Transportation
Towing and Labor
Bodily Injury Caused by an Underinsured Auto

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Contact us today for more information or simply fill out our online quote form.

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AUTO INSURANCE ON-LINE SERVICES

NYS DEFENSIVE DRIVING COURSE

Take the NYS-approved Internet Point & Insurance Reduction Program (IPIRP) course to reduce up to four points from your driving record and save 10% on your car insurance for three years.

CONTACT AN EFM AUTO INSURANCE SPECIALIST