Emerling Floss Murphy & Associates (EFM) was established in July 2020, as the result of a merge of three prosperous Western New York insurance agencies combining to take their services to the next level.  The three agencies bring a combined total of over 200 years of experience serving in the industry and over $50 million in yearly premium volume from commercial and individual accounts.

All three agencies have a robust history through their founding members, including Norm and Nancy Emerling from the Emerling Agency, Senator Walter Floss from the Floss Agency, and Matthew J Murphy from Murphy Insurance Agency.  All three agencies had continued success through their posterities, which included the late Paul Barone at the Emerling Agency, George Emerling, Scott Medole, and Mark Medole.  Joseph Floss took over the reins from Walter and became President of Floss Agency in 1987.  Third generation owner of Murphy Insurance, Mary Murphy, was the daughter of the late Donald Murphy.

With the merge of the companies, the next generation of success has come aboard, including Dustin Emerling and Jayce Wallace – both of whom are taking proactive leadership roles with the new company.

In addition to combining experience and expertise, the merge gives the clients of these agencies expanded resources, more competitive insurance products, and two locations for serving their community – Clarence, NY and Lockport, NY.

Emerling Floss Murphy & Associates are also proud members of the EMS Group, which is an independent insurance agency formed in 1995 to expand resources, and competitive advantages even further.  Other members of this group include Stahlka Agency, Inc., and McMahon Agency, Inc.

EFM partners with highly respected insurance companies which are carefully selected groups of financially sound and reputable in the industry.

With that, the partners came together sharing similar philosophies in business – success comes from outstanding service to our clients.  EFM is here to help their clients see protection and prosperity through quality insurance, reasonable prices, and a partnership that will help you see success.