We are pleased to announce that Dawn Weitz has joined the EFM&A customer service team.
Dawn joins us as our new Director of First Impressions at our Clarence Branch. Dawn has received a lot of recognition for her excellent customer service throughout her career and even wrote a customer service training manual.
Please join us in welcoming Dawn to our team!
We are pleased to announce that Karen Schulze has joined the EFM&A team in customer service. With four years of experience at AAA Insurance, Karen brings valuable expertise as a Personal Lines Account Manager.
Please join us in warmly welcoming Karen to our team and look forward to her contributions.
EFM&A is pleased to announce the hiring of Mathew Gugino as an Account Executive, bringing with him over 14 years of experience in the insurance and financial industry. Mr. Gugino previously worked for Allstate and Great Lakes and is certified in Personal, Commercial, and Life Insurance. Many of his original clients have continued with him at EFM&A.
Mathew was an award-winning agent with Allstate and a member of their Honor Ring. He also has experience working with first responders, including law enforcement professionals and the FBI. He recently decided to join Harris Hill Volunteer Fire Company as a fireman.
Please join us in welcoming Mathew.
Whether you plan to take the summer off or your business is entering one of its busiest seasons, both individuals and business owners must protect themselves against unforeseen hazards that arise when the weather gets warmer. There are common insurance needs in the summer months that should be considered in the interest of mitigating risk and protecting your business and other valued assets from costly damage or claims.
Summer storms can cause major flooding during the warmer months. Because standard homeowners’ insurance policies do not cover damage caused by flooding, one of the most popular insurance needs in the summer months is supplemental flood insurance.
From swimming in pools to jumping on trampolines, outdoor play increases during the summer months and so does the risk of accidents. Taking safety precautions like never letting children swim or play unattended and building gates around these play areas are important. But it’s also essential to ensure adequate liability coverage or umbrella insurance as part of your homeowners’ policy in the event that something goes wrong.
If you plan to rent out your primary residence or vacation home this summer, you should consider added protection. Adding a rider to an existing insurance policy and purchasing a business or landlord policy are just some of the ways you can protect against claims related to property damage, personal property theft or damage, or other costly events when renting your property.
Hull insurance covers damage to any remote control models or drones. This can include recreational usage or business usage (such as drone photography). Additionally, On-Boarding Insurance would cover damage to anything these devices would be carrying (such as a camera).
You may also want coverage to protect yourself from liability, should your vehicle damage any person or property.
We are pleased to announce the hiring of Debra D’Anniballe as an Account Manager on our Commercial Lines Team.
Debra D’Anniballe joined Emerling Floss Murphy & Associates in May 2022.
She specializes in large commercial accounts, and brings with her 21 years of experience in the insurance industry. She is a member of The Institutes and has her CISR.
Deb graduated from Monticello High School and Bryant and Stratton College.
She resides in Lockport, NY with her two sons and her Boxer, and loves spending time doing “anything outdoors.”
