Three Years of Emerling Floss Murphy & Associates

1 Jul 2023 Company News, Joe Floss

Dear Friends of Emerling Floss Murphy & Associates,

 

The three separate family-owned and operated entities of Floss Agency, Inc. in East Amherst; Emerling Agency LLC in Clarence and ML Murphy Agency, Inc. in Lockport became one entity on July 1st, 2020 and we continue to operate out of Lockport and Clarence locations Three years down, and perhaps 300 more years to go!

 

We merged to benefit our clients and associates, to create opportunities for others in the organization, and to carry on the legacy of helping clients find the best insurance coverage and value. We merged to attract talent in Benefits, Life Insurance, and Financial services to better serve our clients’ insurance needs. Uniting gave us the scale to accomplish this without compromising the values that have driven our success. The merger was a groundbreaking event, as the Insurance Agents Association reported.

 

As we enter our fourth year in operation as Emerling, Floss, Murphy & Associates, LLC.; on behalf of our ownership group, I wanted to thank our clients, our Associates, our Core Carrier partners, and our Agency Partners in the EMS group.

 

To our Valued Clients:
Thank you for your loyalty and friendship. The continued growth and success as an organization depends on your continued support of our small business. We are keenly aware that we must earn the right to service your insurance needs every day. Please call on us if you have any questions or service concerns. We strive for excellence and are focused on continual improvement as an organization.

 

To our Associates (All employees at EFM&A):
Thank you for your dedication to our clients and for representing our brand so well. As you know, our reputation is far more important to us than anything! Keep up the great work!

 

To our Core Carrier Partner:
Thank you for providing us with unique and competitive products to offer our clients. We look forward to growing with all of you.

 

To our EMS GROUP agency partners:
As all may be aware, to better serve our clients; we collaborate best practices and aggregate some carrier production requirements with two other family-owned and operated Agencies for over 30 years. We are proud to be associated with Stahlka and McMahon Agencies. It is great working with you and we appreciate the mutual respect and accountability our relationship provides.

 

 

Sincerely,
Joe Floss
President, Emerling Floss Murphy & Associates

EFM&A Welcomes Dawn Weitz

16 May 2023 Company News, Employee News

We are pleased to announce that Dawn Weitz has joined the EFM&A customer service team.

Dawn joins us as our new Director of First Impressions at our Clarence Branch. Dawn has received a lot of recognition for her excellent customer service throughout her career and even wrote a customer service training manual.

Please join us in welcoming Dawn to our team!

EFM&A Welcomes Karen Schulze

5 May 2023 Company News, Employee News

We are pleased to announce that Karen Schulze has joined the EFM&A team in customer service. With four years of experience at AAA Insurance, Karen brings valuable expertise as a Personal Lines Account Manager.

Please join us in warmly welcoming Karen to our team and look forward to her contributions.

EFM&A Welcomes Mathew Gugino

29 Apr 2023 Company News, Employee News

EFM&A is pleased to announce the hiring of Mathew Gugino as an Account Executive, bringing with him over 14 years of experience in the insurance and financial industry. Mr. Gugino previously worked for Allstate and Great Lakes and is certified in Personal, Commercial, and Life Insurance. Many of his original clients have continued with him at EFM&A.

Mathew was an award-winning agent with Allstate and a member of their Honor Ring. He also has experience working with first responders, including law enforcement professionals and the FBI. He recently decided to join Harris Hill Volunteer Fire Company as a fireman.

Please join us in welcoming Mathew.

Common Insurance Needs for Summer Months

16 Jun 2022 Articles, Company News, Homeowners Insurace

Whether you plan to take the summer off or your business is entering one of its busiest seasons, both individuals and business owners must protect themselves against unforeseen hazards that arise when the weather gets warmer. There are common insurance needs in the summer months that should be considered in the interest of mitigating risk and protecting your business and other valued assets from costly damage or claims.

FLOOD INSURANCE

Summer storms can cause major flooding during the warmer months. Because standard homeowners’ insurance policies do not cover damage caused by flooding, one of the most popular insurance needs in the summer months is supplemental flood insurance.

LIABILITY INSURANCE

From swimming in pools to jumping on trampolines, outdoor play increases during the summer months and so does the risk of accidents. Taking safety precautions like never letting children swim or play unattended and building gates around these play areas are important. But it’s also essential to ensure adequate liability coverage or umbrella insurance as part of your homeowners’ policy in the event that something goes wrong.

SHORT-TERM & LONG-TERM RENTAL INSURANCE COVERAGE

If you plan to rent out your primary residence or vacation home this summer, you should consider added protection. Adding a rider to an existing insurance policy and purchasing a business or landlord policy are just some of the ways you can protect against claims related to property damage, personal property theft or damage, or other costly events when renting your property.

HULL INSURANCE

Hull insurance covers damage to any remote control models or drones. This can include recreational usage or business usage (such as drone photography). Additionally, On-Boarding Insurance would cover damage to anything these devices would be carrying (such as a camera).

You may also want coverage to protect yourself from liability, should your vehicle damage any person or property.

EFMA Welcomes Deb D’Anniballe

10 Jun 2022 Company News, Newsletters

We are pleased to announce the hiring of Debra D’Anniballe as an Account Manager on our Commercial Lines Team.

Debra D’Anniballe joined Emerling Floss Murphy & Associates in May 2022.

She specializes in large commercial accounts, and brings with her 21 years of experience in the insurance industry.  She is a member of The Institutes and has her CISR.

Deb graduated from Monticello High School and Bryant and Stratton College.
She resides in Lockport, NY with her two sons and her Boxer, and loves spending time doing “anything outdoors.”

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